Disability & Critical Illness Insurance

Despite being fit & leading a healthy lifestyle in 2006 (when my wife Roxanne was still going through treatment for breast cancer) I was diagnosed with what ended up being a rare blood clotting disorder called Budd–Chiari syndrome. This led to spending a total of almost 10 months at the University of Alberta Hospital in Edmonton while Roxanne’s mother looked after our 2 children in Calgary. I was very grateful & fortunate to receive 2 lifesaving liver transplants. One doctor estimated that my medical costs exceeded 6 million dollars however being in Canada we of course didn’t receive the bill.

My wife & I are both back to excellent health (myself since the fall of 2007). I feel that our story is a very good case study regarding the importance of considering Disability & Critical illness Insurance as we both have our own Disability Plans which made a huge difference when I missed almost 1.5 years of work & my wife was by my side the entire time.

In particular I have found that the self-employed often overlook the importance of Disability Insurance, especially when changing from full-time employment where they have had Group Insurance over to a contracting position. This is something I fully understand & can relate to.

At the bottom of this page is a video we originally made as a thank you for the University of Alberta Hospital Staff and the Transplant Clinic in Calgary; it is now used by the hospital & clinic for educational purposes as well as to provide hope to newly diagnosed patients. It’s a short 6 minute video that tells the story of the journey we went through regarding 2 organ transplants.

I’m independent, meaning I have no connections to any particular insurance company—my only bias as an advisor is in favour of your best interests.

I will help you determine your insurance needs & on your behalf will shop for a product that meets those needs as well as your budget.

Here’s our short 6 minute video of a DVD my wife & I made to tell the story of the journey we went through regarding 2 organ transplants:

“Organ donation saves lives….please consider signing the back of your Alberta Health Care Card. Thank you”
 
 

The companies whose products I currently (however are not limited to) provide are:

Disability Insurance:
Canada Life
Great-West Life
Manulife Financial
RBC Insurance
The Edge Benefits

Critical Illness Insurance:
BMO Insurance
Canada Life
Empire Life
Great-West Life
Industrial Alliance
Manulife Financial
RBC Insurance
Standard Life
Sun Life
The Edge Benefits

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Disclaimer:
These products and services are not supervised and are not a registerable activity of Global Maxfin Investment Inc. Global Maxfin Investment Inc is not responsible for any activity related to such gainful occupation as they are not deemed business to the dealer.